Texas Homestead Exemption for Homebuyers: When and How to Claim It
A homestead exemption in Texas can lower the taxable value of the home you live in as your primary residence. Here is when and how homebuyers should claim it, including…
Flood Insurance When Buying a Home in Texas: What to Know Before December 11
FEMA now sells flood insurance online, and the program can write new policies only through December 11 unless Congress acts. Here is when Texas buyers need flood insurance, what the…
How to Remove PMI on a Conventional Loan in Texas
Fannie Mae now lets servicers reach out to homeowners who may be able to drop mortgage insurance, and Texas prices are mixed this fall. Here are the four ways to…
What Closing Costs Include and How to Lower Them in Texas
What do closing costs include, and what is different in Texas? A plain-English look at the Loan Estimate and Closing Disclosure, title insurance and survey in Texas, prepaids and escrow,…
Texas Property Taxes and Your Monthly Mortgage Payment
Your Texas tax bill doesn't come from your lender, but it shapes your payment. Learn how appraisal districts, exemptions, protests, escrow, and MUD and PID charges fit together.