{"id":123,"date":"2023-09-27T10:33:34","date_gmt":"2023-09-27T10:33:34","guid":{"rendered":"https:\/\/wikipedy.com\/?p=123"},"modified":"2023-09-27T10:33:36","modified_gmt":"2023-09-27T10:33:36","slug":"manufactured-home-and-barndominium-financing-a-comprehensive-overview","status":"publish","type":"post","link":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/","title":{"rendered":"Manufactured Home and Barndominium Financing: A Comprehensive Overview"},"content":{"rendered":"\n<p>In recent years, there has been an observable increase in the adoption of alternative housing options within the state of Texas, such as prefabricated homes and&nbsp;<a href=\"https:\/\/en.wikipedia.org\/wiki\/Barndominium\">barndominiums<\/a>. These architectural constructions have advantages in terms of cost-effectiveness and rapid construction. However, the financial aspects of these structures continue to be a topic of examination and often need to be understood.<\/p>\n\n\n\n<ul>\n<li>Manufactured Homes<\/li>\n<\/ul>\n\n\n\n<p>Conventional mortgage lenders have historically viewed manufactured homes as high-risk investments due to their high depreciation rates. However, newer financial products make obtaining loans for manufactured homes simpler for prospective homebuyers, frequently at competitive interest rates.<\/p>\n\n\n\n<ul>\n<li>Barndominiums<\/li>\n<\/ul>\n\n\n\n<p>Frequently constructed on agricultural land, barndominiums function as living and working spaces. Due to their singular characteristics, conventional mortgages might not be readily applicable. Instead, construction loans followed by a conventional mortgage are becoming the norm.<\/p>\n\n\n\n<ul>\n<li>Down Payment<\/li>\n<\/ul>\n\n\n\n<p>A substantial down payment, ranging from 10 to 20% of the total cost, is typically required for either type of housing. This barrier to entry for potential homeowners is being reduced through government-backed programs.<\/p>\n\n\n\n<ul>\n<li>Interest Rates and Terms<\/li>\n<\/ul>\n\n\n\n<p>Manufactured homes and barndominiums can have variable interest rates, depending on credit score, loan term, and down payment amount.<\/p>\n\n\n\n<ul>\n<li>Government Programs<\/li>\n<\/ul>\n\n\n\n<p>The&nbsp;<a href=\"https:\/\/texasfha.org\/fha-construction-one-time-close\/\">Federal Housing Administration (FHA)<\/a>&nbsp;is also entering the market, offering loans explicitly designed for this form of housing. These government-backed loans typically have lower required down payments and more favorable terms.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE\" alt=\"\"\/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.eplans.com\/blog\/2-000-sq-ft-barndominium-floor-plans\"><em>Image Source<\/em><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Barndominium Financing: Eligibility and Benefits<\/h2>\n\n\n\n<p><a href=\"https:\/\/capitalhomemortgage.com\/one-time-close-construction-loans\/\">Financing a barndominium<\/a>&nbsp;entails several methods, each with its requirements and benefits.<\/p>\n\n\n\n<ul>\n<li>USDA Loans<\/li>\n<\/ul>\n\n\n\n<p>Appropriate for rural borrowers. Eligibility is contingent on meeting income and property requirements. Benefits include the possibility of lower interest rates and the option of no down payment.<\/p>\n\n\n\n<ul>\n<li>Traditional Mortgages<\/li>\n<\/ul>\n\n\n\n<p>Regular home financing programs can finance barndominiums if the property meets the standards. There are credit score and down payment requirements.<\/p>\n\n\n\n<ul>\n<li>Low-Interest Construction and Purchase Loans<\/li>\n<\/ul>\n\n\n\n<p>Certain lenders provide financing options specifically tailored for barndominiums. The credit requirements may exhibit a greater degree of flexibility.<\/p>\n\n\n\n<ul>\n<li>Specialized Barndo Financing<\/li>\n<\/ul>\n\n\n\n<p>Some financiers only offer barndominiums. A minimum 620 credit score and a minimum down payment of 3% may be required.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Is a Barndominium For You?<\/h4>\n\n\n\n<p>Maintaining a clean credit record, practicing responsible money management, and setting aside more money for a down payment will increase your eligibility for various lending programs.<\/p>\n\n\n\n<p>In the current economy, barndominiums present a vital substitute for conventional dwellings. These can be built quickly and at a lower cost, giving designers and space managers more creative freedom. Additionally, barndominiums are frequently more energy-efficient and require less upkeep. Because of these features that cut costs, they are becoming a more and more popular housing option that satisfies the expectations of the present market for sustainability and affordability.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In recent years, there has been an observable increase in the adoption of alternative housing options within the state of Texas, such as prefabricated homes and&nbsp;barndominiums. These architectural constructions have advantages in terms of cost-effectiveness and rapid construction. However, the financial aspects of these structures continue to be a topic of examination and often need [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Manufactured Home and Barndominium Financing: A Comprehensive Overview - Wikipedy - About FHA Loans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Manufactured Home and Barndominium Financing: A Comprehensive Overview - Wikipedy - About FHA Loans\" \/>\n<meta property=\"og:description\" content=\"In recent years, there has been an observable increase in the adoption of alternative housing options within the state of Texas, such as prefabricated homes and&nbsp;barndominiums. These architectural constructions have advantages in terms of cost-effectiveness and rapid construction. However, the financial aspects of these structures continue to be a topic of examination and often need [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/\" \/>\n<meta property=\"og:site_name\" content=\"Wikipedy - About FHA Loans\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Capital-Home-Mortgage-powered-by-Sun-West-Mortgage-Co-Inc-NMLS-3277-106737132147205\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-27T10:33:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-27T10:33:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE\" \/>\n<meta name=\"author\" content=\"nico2me\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ChmTexas\" \/>\n<meta name=\"twitter:site\" content=\"@ChmTexas\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"nico2me\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/\"},\"author\":{\"name\":\"nico2me\",\"@id\":\"https:\/\/wikipedy.com\/#\/schema\/person\/f41f6fee802e6b1f51db17ada7a4f300\"},\"headline\":\"Manufactured Home and Barndominium Financing: A Comprehensive Overview\",\"datePublished\":\"2023-09-27T10:33:34+00:00\",\"dateModified\":\"2023-09-27T10:33:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/\"},\"wordCount\":454,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/wikipedy.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/\",\"url\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/\",\"name\":\"Manufactured Home and Barndominium Financing: A Comprehensive Overview - Wikipedy - About FHA Loans\",\"isPartOf\":{\"@id\":\"https:\/\/wikipedy.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE\",\"datePublished\":\"2023-09-27T10:33:34+00:00\",\"dateModified\":\"2023-09-27T10:33:36+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#primaryimage\",\"url\":\"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE\",\"contentUrl\":\"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wikipedy.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Manufactured Home and Barndominium Financing: A Comprehensive Overview\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wikipedy.com\/#website\",\"url\":\"https:\/\/wikipedy.com\/\",\"name\":\"Wikipedy - About FHA Loans\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/wikipedy.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wikipedy.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/wikipedy.com\/#organization\",\"name\":\"Wikipedy - About FHA Loans\",\"url\":\"https:\/\/wikipedy.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wikipedy.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/wikipedy.com\/wp-content\/uploads\/2022\/07\/cropped-W.png\",\"contentUrl\":\"https:\/\/wikipedy.com\/wp-content\/uploads\/2022\/07\/cropped-W.png\",\"width\":271,\"height\":82,\"caption\":\"Wikipedy - About FHA Loans\"},\"image\":{\"@id\":\"https:\/\/wikipedy.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Capital-Home-Mortgage-powered-by-Sun-West-Mortgage-Co-Inc-NMLS-3277-106737132147205\",\"https:\/\/twitter.com\/ChmTexas\",\"https:\/\/www.instagram.com\/capitalhomemortgagetx\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/wikipedy.com\/#\/schema\/person\/f41f6fee802e6b1f51db17ada7a4f300\",\"name\":\"nico2me\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wikipedy.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1bc6f9b34fa315d400d34bd4d8e32f86?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1bc6f9b34fa315d400d34bd4d8e32f86?s=96&d=mm&r=g\",\"caption\":\"nico2me\"},\"sameAs\":[\"https:\/\/wikipedy.com\"],\"url\":\"https:\/\/wikipedy.com\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Manufactured Home and Barndominium Financing: A Comprehensive Overview - Wikipedy - About FHA Loans","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/","og_locale":"en_US","og_type":"article","og_title":"Manufactured Home and Barndominium Financing: A Comprehensive Overview - Wikipedy - About FHA Loans","og_description":"In recent years, there has been an observable increase in the adoption of alternative housing options within the state of Texas, such as prefabricated homes and&nbsp;barndominiums. These architectural constructions have advantages in terms of cost-effectiveness and rapid construction. However, the financial aspects of these structures continue to be a topic of examination and often need [&hellip;]","og_url":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/","og_site_name":"Wikipedy - About FHA Loans","article_publisher":"https:\/\/www.facebook.com\/Capital-Home-Mortgage-powered-by-Sun-West-Mortgage-Co-Inc-NMLS-3277-106737132147205","article_published_time":"2023-09-27T10:33:34+00:00","article_modified_time":"2023-09-27T10:33:36+00:00","og_image":[{"url":"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE"}],"author":"nico2me","twitter_card":"summary_large_image","twitter_creator":"@ChmTexas","twitter_site":"@ChmTexas","twitter_misc":{"Written by":"nico2me","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#article","isPartOf":{"@id":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/"},"author":{"name":"nico2me","@id":"https:\/\/wikipedy.com\/#\/schema\/person\/f41f6fee802e6b1f51db17ada7a4f300"},"headline":"Manufactured Home and Barndominium Financing: A Comprehensive Overview","datePublished":"2023-09-27T10:33:34+00:00","dateModified":"2023-09-27T10:33:36+00:00","mainEntityOfPage":{"@id":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/"},"wordCount":454,"commentCount":0,"publisher":{"@id":"https:\/\/wikipedy.com\/#organization"},"image":{"@id":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#primaryimage"},"thumbnailUrl":"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE","inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/","url":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/","name":"Manufactured Home and Barndominium Financing: A Comprehensive Overview - Wikipedy - About FHA Loans","isPartOf":{"@id":"https:\/\/wikipedy.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#primaryimage"},"image":{"@id":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#primaryimage"},"thumbnailUrl":"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE","datePublished":"2023-09-27T10:33:34+00:00","dateModified":"2023-09-27T10:33:36+00:00","breadcrumb":{"@id":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#primaryimage","url":"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE","contentUrl":"https:\/\/lh3.googleusercontent.com\/zgME37zqhi5ZeFs6gn9wjvyPiCAajP2y_inU5jHRGSC0MPQk9ay0GASwmOp3u5Mip2rFmQChQkwOXQDOkZmwyzj0-x3WQ6gF2xDCJbESQl1jR4YBPEsLEps2_UT0dEC_FSnFLaFdXbVsw8T0vWnnbPE"},{"@type":"BreadcrumbList","@id":"https:\/\/wikipedy.com\/manufactured-home-and-barndominium-financing-a-comprehensive-overview\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/wikipedy.com\/"},{"@type":"ListItem","position":2,"name":"Manufactured Home and Barndominium Financing: A Comprehensive Overview"}]},{"@type":"WebSite","@id":"https:\/\/wikipedy.com\/#website","url":"https:\/\/wikipedy.com\/","name":"Wikipedy - About FHA Loans","description":"","publisher":{"@id":"https:\/\/wikipedy.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/wikipedy.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/wikipedy.com\/#organization","name":"Wikipedy - About FHA Loans","url":"https:\/\/wikipedy.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/wikipedy.com\/#\/schema\/logo\/image\/","url":"https:\/\/wikipedy.com\/wp-content\/uploads\/2022\/07\/cropped-W.png","contentUrl":"https:\/\/wikipedy.com\/wp-content\/uploads\/2022\/07\/cropped-W.png","width":271,"height":82,"caption":"Wikipedy - About FHA Loans"},"image":{"@id":"https:\/\/wikipedy.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Capital-Home-Mortgage-powered-by-Sun-West-Mortgage-Co-Inc-NMLS-3277-106737132147205","https:\/\/twitter.com\/ChmTexas","https:\/\/www.instagram.com\/capitalhomemortgagetx\/"]},{"@type":"Person","@id":"https:\/\/wikipedy.com\/#\/schema\/person\/f41f6fee802e6b1f51db17ada7a4f300","name":"nico2me","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/wikipedy.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1bc6f9b34fa315d400d34bd4d8e32f86?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1bc6f9b34fa315d400d34bd4d8e32f86?s=96&d=mm&r=g","caption":"nico2me"},"sameAs":["https:\/\/wikipedy.com"],"url":"https:\/\/wikipedy.com\/author\/admin\/"}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/wikipedy.com\/wp-json\/wp\/v2\/posts\/123"}],"collection":[{"href":"https:\/\/wikipedy.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wikipedy.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wikipedy.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wikipedy.com\/wp-json\/wp\/v2\/comments?post=123"}],"version-history":[{"count":1,"href":"https:\/\/wikipedy.com\/wp-json\/wp\/v2\/posts\/123\/revisions"}],"predecessor-version":[{"id":124,"href":"https:\/\/wikipedy.com\/wp-json\/wp\/v2\/posts\/123\/revisions\/124"}],"wp:attachment":[{"href":"https:\/\/wikipedy.com\/wp-json\/wp\/v2\/media?parent=123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wikipedy.com\/wp-json\/wp\/v2\/categories?post=123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wikipedy.com\/wp-json\/wp\/v2\/tags?post=123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}